Thoughts on Leytonstone

I’ve just come back from living abroad and have returned to my old hunting ground of Leytonstone, East London. I’ve been away for 4 years (I was living in Ireland) and boy, what a change, I hardly recognised the place.

I’m not alone either, I found more people who remember Leystonstone, back when it was more innocent, before the large businesses and corporations moved in – https://www.francisfrith.com/uk/leytonstone/leytonstone_memory-194211.

Leytonstone, London

Leytonstone has always to me had one foot in the rural countryside. It’s near to Waltham Forest which is a place my parents and I visited as a boy quite a lot. Now I’m looking to buy a house here I don’t know if I can afford it any longer. Where do people get their money from these days? Or do they just borrow it and never think about the day when they will have to pay it back?

Talking of money I noticed a jobs site in Waltham Forest but I’m looking to travel into London as I need to attract a higher rate of pay so I can afford to live around here.

So, 4 years ago when I moved out, property prices in and around Leytonstone were around 25-35% less than what they are now. With prices for a 4 bedroom detached house near £800,000 I’m going to have to do some shopping about and located myself a seriously good mortgage broker. I gave up using the banks and building societies a while ago as there was nothing they could do for me. Independent mortgage advisors were much better and sorted me out a nice place in Ireland, but now on my return, they are going to have to work extra hard to find me a mortgage for about £800,000.

I will move quickly though as I expect the Bank of England base rate to increase in the New Year – perhaps by as much as 0.5%, this will put a lot of people in difficulty and it will be interesting to see what happens to the housing market should be Base Rate increase.

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